OUR PROCESS

How do we connect the future to the present?

You are more than your net worth. A comprehensive financial plan must be more than data and numbers because you are more than the sum of what you have.

That is why we have developed and refined our planning process to produce a series of coordinated strategies that are tailored to your unique habits, circumstances, and dreams. In other words, there are a lot of great ideas out there and you could probably discover some of them on your own. But a skilled planner will help you understand which concepts make sense for you, and how a precise combination can have a multiplying effect on your financial future.

1.DISCOVER

Our initial consultation will take an aerial view of your complete financial picture by building a single-page model. We’ll spend the time getting to know each other and uncovering any major gaps or planning opportunities that stand out right away. Most people walk away from this meeting feeling organized and having 1 or 2 big ideas that may warrant further exploration or even immediate action.

2. DESIGN

Now it’s time to bring all the pieces together. A strategy that works for your neighbor, may not have the same impact on your financial position. A strategy that works in a vacuum may have the opposite effect when applied to your plan. This phase is designed to allow you to Test Drive different strategies by visualizing the potential impact of each financial decision you have.

3.DELIVER

Ideas are great, but they’re not much good without action. That’s why we create practical steps centered around your personal financial plan. There may be hundreds of tasks for you to complete over the course of your life in order to achieve financial success, but the journey of a thousand miles begins with a single step. That is why our final phase will confirm that your plan is both accurate and actionable. Our clients walk away from our final meeting with a firm grasp of where they are, where they want to be, and what they need to get there.

4. reDESIGN

Planning is not static because your life is not static. Even though the process is concluded, planning is ongoing, because today’s future is tomorrow’s present. So we’ll stick by your side to make sure you’re making progress in the areas that are important to you. We recommend reviewing and revising your financial plan every year. Like most of the things you treasure, routine maintenance is key to long-term health. Although you are never obligated to a long-term commitment, we would encourage every person to work with an advisor that they are comfortable seeing on a regular, on-going basis.